Paying with cash can offer a variety of benefits, including the opportunity to receive cash discounts on purchases. More and more merchants are starting to offer lower prices to customers who choose to pay with cash instead of credit cards. These discounts can range from 2% to 4% or even higher depending on the business.
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The Consumer Financial Protection Bureau recently announced new regulations that will provide customers of the buy now, pay later (BNPL) industry with the same federal protections as credit card users. This move is significant as it brings the burgeoning BNPL industry, dominated by fintech firms like Affirm, Klarna, and PayPal, under the umbrella of the
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